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Advantage Banking Is For You

Through unlocking new opportunities and opening you up to a world of great benefits, Advantage Banking sets you up to reach your goals.

These benefits include:

  • A dedicated Relationship Manager
  • Preferential deposit and Forex rates
  • Seamless transactions with a Gold Credit Card
  • Access to exclusive services at Advantage branches
  • Advisory services on investment and wealth management

Why Choose Advantage Banking

Exclusive Benefits

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Get a Relationship Manager

Relationship Manager

A dedicated Relationship Manager to attend to your finances and banking needs. They will provide you with financial advice and tailored solutions to help you build and grow your wealth.

Enquire Now

Forex rates

Preferential foreign exchange rates and great rates on your deposits.

Priority banking

Access to dedicated Advantage Centers and prioritized services in over 200 branches.

Customer support

ADedicated customer support to help you with any queries or questions you may have.

Exclusive Benefits

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Get a Relationship Manager

Relationship Manager

A dedicated Relationship Manager to attend to your finances and banking needs. They will provide you with financial advice and tailored solutions to help you build and grow your wealth.

Enquire Now

Forex rates

Preferential foreign exchange rates and great rates on your deposits.

Priority banking

Access to dedicated Advantage Centers and prioritized services in over 200 branches.

Customer support

ADedicated customer support to help you with any queries or questions you may have.

KCB Gold Visa Credit Card

Be life ready with the KCB Gold Credit Card, with eligibility for both KCB and non-KCB customers. Perfect for individuals looking for higher credit card limits of Kes.200,000 and above; Go for gold!

Interest Free Period

Enjoy up to 45 days interest free period on your card *Terms and conditions apply.

Simba Points

You earn Simba Points every time you make payment with your card which you can redeem for cash, airtime and many more.

Flexible repayment options

Flexible repayment options of between 10% to 100% of the outstanding balance.

Secure Transactions

Our 3D security features ensure that all your transactions are safe and secure.

Exclusive Discounts

Enjoy discounts at 50+ KCB merchants, when you pay with your classic card.


Get Deals

KCB Gold MasterCard Credit Card

Be life ready with the KCB Gold Mastercard; with eligibility for both KCB and non-KCB customers and a limit of Kes.50,000 and above. Fuel your car, eat out at a restaurant, pay for shopping at the supermarket; whatever you need to pay for; pay with your KCB Gold Mastercard.

Interest Free Period

Enjoy up to 45 days interest free period on your card *Terms and conditions apply.

Exclusive Discounts

Enjoy discounts at 50+ KCB merchants, when you pay with your classic card.


Get Deals

Flexible repayment options

Flexible repayment options of between 10% to 100% of the outstanding balance.

Get rewarded

Earn Simba points that you can redeem for airtime, money, and amazing deals.

Secure Transactions

Our 3D security features ensure that all your transactions are safe and secure.

Mobile Banking

We pride in a robust and innovative mobile banking platform which has revolutionized banking for our customers. Pay your utilities, get loans, buy airtime, send and receive money, and access other banking services conveniently, all at the palm of your hand.

Interest Free Period

Enjoy up to 45 days interest free period on your card *Terms and conditions apply.

Exclusive Discounts

Enjoy discounts at 50+ KCB merchants, when you pay with your classic card.


Get Deals

Flexible repayment options

Flexible repayment options of between 10% to 100% of the outstanding balance.

Get rewarded

Earn Simba points that you can redeem for airtime, money, and amazing deals.

Secure Transactions

Our 3D security features ensure that all your transactions are safe and secure.

Personalized Service

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Personalized Service

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Personalized Service

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Personalized Service

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Personalized Service

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Personalized Service

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Personalized Service

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Personalized Service

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Immerse yourself in the luxury of exceptional care, guided by a dedicated Relationship Manager who will partner with you, through every milestone of your financial journey.

Advantage Pricing Options

Monthly bundled pricing

  • A monthly bundle of KES 1,280 which includes:
  • Standing orders
  • Over the counter withdrawals and deposits
  • Salary processing
  • The KCB Gold Debit Card with zero joining fees

Pay as you go pricing

  • Normal transactional charges based on use
  • Minimum operating balance - KES 150,000
  • Zero monthly ledger fees for balances above KES 150,000
  • Monthly Charges of KES 1,280 for balances below KES 150,000
  • The KCB Gold Debit Card with zero joining fees