Platinum banking is for you
Platinum Banking answers to your financial needs with tailored services and exclusive benefits that set your banking experience apart.
They include:
- A dedicated Relationship Manager.
- Preferential deposit and Forex rates.
- Seamless transactions with a Black Card
- Wealth management Services.
- Convenient online banking.
Why Choose Advantage Banking
Personalized Service
Experience top-tier service excellence, guided by a dedicated Relationship Manager who will walk alongside you throughout every phase of your financial journey.
Forex rates
Preferential foreign exchange rates and great rates on your deposits.
Platinum Centers
Immerse yourself in the luxury of our state-of-the-art Platinum Centers, complete with private meeting rooms for your convenience and privacy.
Priority banking
Access to dedicated Advantage Centers and prioritized services in over 200 branches.
VIP Support
Benefit from personalized support with an exclusive telephone line and email, ensuring that your inquiries are addressed with the utmost care and speed.
Exclusive Networking
Forge connections with like-minded individuals at exclusive gatherings, designed to cultivate networking opportunities within an elite circle.
Exclusive Card Benefits
Indulge in the advantages of our distinguished card portfolio, including the Signature & Infinite Visa, World USD Card, and World Elite Cards — each unlocking global airport lounge access, 24/7 concierge services, and exclusive hotel and rewards programs.
Treasury Solutions
Access customized Forex solutions, featuring tailored pricing and FX swaps, crafted to suit your unique financial goals.
Mobile Banking
We pride in a robust and innovative mobile banking platform which has revolutionized banking for our customers. Pay your utilities, get loans, buy airtime, send and receive money, and access other banking services conveniently, all at the palm of your hand.
Speak to a Relationship ManagerConvenience
Carry out multiple transactions off the palm of your hand, from airtime purchase to bill payments and money transfers.
Access loans
Access quick and short-term loans without security.
Real time notifications
You receive real-time notifications when money comes in or out of your account.
Secure transactions
Verify transactions such as bill payment or account details prior to authorizing the payments.
24/7 banking
Access banking services round the clock through mobile banking.
Simba points
Earn Simba Points when you transact. Redeem for cash, airtime & much more.
Internet Banking
Our Internet Banking is safe and secure, offering convenience while giving you control over your finances anytime and anywhere. Pay your utilities, transfer money to other accounts and access your statements at the comfort of your internet enabled device.
Speak to a Relationship ManagerRelationship Manager
A dedicated Relationship Manager to attend to your finances and banking needs. They will provide you with financial advice and tailored solutions to help you build and grow your wealth.
Forex rates
Preferential foreign exchange rates and great rates on your deposits.
Priority banking
Access to dedicated Advantage Centers and prioritized services in over 200 branches.
Customer support
ADedicated customer support to help you with any queries or questions you may have.
KCB Mortgages
Looking to finance a housing project? Get a mortgage to finance your real estate plans and pay it comfortably for a period of up to 25 years.
KCB Equity Release
Flexible funding given at the value of your property. Take advantage of financing that allows you to acquire a loan while still maintaining use of your asset.
Personal Unsecured Non-check Off Loan
Get an easy loan of up to Kes 4 Million with no security, and a repayment period of up to 48 months (4 years). Available to salaried individuals with an active KCB account for a minimum of 3 months, and you’re all set for a quick loan.
Speak to a Relationship ManagerFlexible repayment periods
Get repayment periods that match your needs, up to 120 months (10 years).
Security Free
No security required, other than a guarantee from your employer.
Attractive Loan limits
Access check-off loans of amounts between Kes 20,000 and Kes 10 Million.
Loan open to all
Personal unsecured loan available to salaried and self-employed individuals.
Personal Secured Loan
With our Personal Secured Loan, you can borrow up to any amount you need, with the flexibility of a repayment period extending up to 120 months (10 years).
Speak to a Relationship ManagerLoan open to all
Secured personal loans are available to both salaried and self-employed individuals.
Higher Loan limits
Loans limits based on the maximum value of your security.
Flexible repayment periods
Get repayment periods that match your needs, up to 120 months (10 years).
Asset Based Finance
We are your partner in ensuring your productivity. If your business is one that requires movable assets to operate, then this is the perfect product for you. We’ll help you purchase motor vehicles such as trucks, heavy commercial vehicles and school buses, as well as plant machinery, agricultural, medical and construction equipment, among others.
Speak to a Relationship ManagerPurchase new or used assets
Get financing for items within your budget at flexible terms upto 95% financing on new assets.
Flexible terms
The financing terms are flexible, with payment periods of up to 72 months.
Bundled products
TAccess Insurance Premium Financing and tracking costs.
Friendly rates
Enjoy competitive rates for both local and international currencies.
Insurance benefits
Get insurance for your assets, packaged as part of the plan.
Personal Unsecured Check Off
Get a check off loan as a government employee, or a company that has an agreement with KCB Bank. The check-off loan of up to Kes 10 Million, is repayable in up to 120 months (10 years), with monthly repayments remitted by your employer.
Speak to a Relationship ManagerFlexible repayment periods
Get repayment periods that match your needs, up to 120 months (10 years).
Security Free
No security required, other than a guarantee from your employer.
Attractive Loan limits
Access check-off loans of amounts between Kes 20,000 and Kes 10 Million.
Easy access
Access this loan easily.
Goal Savings Account
Start saving for your next big goal today and watch your money grow with attractive, competitive rates designed to help you reach your dreams faster!
Speak to a Relationship ManagerAccess loans
Get up to 100% of your savings in loans.
Free standing orders
Transfer money into the account monthly at zero charges.
Flexible savings period
Lock savings for the desired period of time between 6 months and 5 years.
Unlimited Goals
Open multiple Goal Savings accounts as desired, for multiple goals.
Cub Account
Let’s help you nurture the value of growing wealth in our little ones.
Speak to a Relationship ManagerFree Banker's Cheque
Free fees Banker’s Cheque every term.
Free Cubby Kits
Take home a free cubby kit for your child to save at home.
Free Cash Deposit
Free deposits at any Branch/or Express bank ATM.
Free Standing Orders
Transfer money into the account monthly at zero charges.
Competitive interest rates
Earn up to 8.5% interest on your savings per year.
Simba Savings Account
Designed with your financial security in mind, Simba Savings Account offers a safe place to grow your money while benefiting from competitive interest rates. A smart choice for safeguarding your future.
Speak to a Relationship ManagerFree Deposits
Zero charges on money remitted into the account.
Competitive Rates
Earn an interest of up to 8.5% savings per year.
Pennywise savings
Only one withdrawal a month.
Easy and Convenient
It is easy to open and convenient to operate.
Wealth Management
Affordable financing to help you invest, purchase assets or scale up as you pursue your dreams.
Speak to a Relationship ManagerComprehensive Cover
Delight in peace of mind with accounts featuring up to 10 premium insurance products, offering protection for your gadgets, personal accidents, hospital stays, and much more.
Secure Storage
Trust us with your cherished valuables through our secure safe deposit facilities, offering unmatched peace of mind.
Holistic Insurance Solutions:
Secure your prosperity and well-being with a diverse range of insurance offerings, encompassing life, education, and medical coverage, alongside vehicle and general policies that shield every aspect of your life
Investment & Advisory Services
Enjoy tailored investment strategies designed to grow, safeguard, and preserve your wealth, ensuring a legacy that endures.
KCB Deals
Enjoy access to exclusive offers and discounts on travel, home and lifestyle brands, shopping and more thanks to specially selected partnerships with local and international vendors.
Simba Points
Get rewarded every time you transact with your credit or debit card, use KCB Mobi on *522#, bank online with KCB i-Bank, use KCB Mobile App, deposit money at any KCB Bank agent, process your salary, or even take a loan, mortgage or insurance cover.
