KCB Bank offers tailored solutions designed to meet the unique needs of Agribusinesses in Kenya. These solutions are aimed at streamlining financial operations, facilitating fee collection, managing payroll, and supporting the overall financial health of educational institutions such as schools, colleges and universities.
We support your business by providing financing up to 60% cost of goods to be supplied against a Local Purchase Order received from a client, and/or issuer of a contract, enabling you to fulfill goods and services you have committed to.
Let us help you deliver your best work!
View LPO Financing Details
Do you work on contract or project-based jobs? We offer you a buffer as you wait to be paid for a completed project by financing up to 80% of your invoice.
View Invoice Discounting Details
We are your partner in ensuring your productivity. If your business is one that requires movable assets to operate, then this is the perfect product for you. We’ll help you purchase motor vehicles such as trucks, heavy commercial vehicles and school buses, as well as plant machinery, agricultural, medical and construction equipment, among others.
View Asset Based Finance Details
Whether you require temporary overdraft facilities for one-off situations or an annual facility for businesses requiring working capital throughout the year; this facility gives you increased liquidity for your business, allowing to replenish your work capital as needed, thereby running your business smoothly.
View Overdraft Facilities DetailsLow cost as interest is only charged on overdrawn balance calculated daily.
Choose between a temporary facility or an annual facility depending on your unique business needs.
Flexibility to draw from the overdraft facility, as needed – amount and frequency, within your limit.
If you’re a Safaricom dealer or M-PESA agent, the Telco dealer credit facility is designed to help you meet your financing needs for smooth running of your business operations. Trade more, make more commissions.
View Telco Dealer Agents Loan DetailsChoose between a secured or unsecured loan up to Kes. 250 Million, payable over flexible repayment periods, giving you access to financing to drive your business current and long-term goals.
View SME Term Loans DetailsAccess secured loans of up to Kes. 250 Million, and unsecured of up to 3 Million.
Repay your loan within your desired duration up to 36 months for an unsecured loan and 60 months secured term loans.
Friendly interest rates on the term loan, giving you lower cost of credit.
Our KCB MSME Loan offer has been designed for our business customers in response to the current harsh economic times. We’re providing a financial cushion to help maintain liquidity for your working capital or to enable you to acquire trading assets.
View KCB MSME Loan Offer DetailsAccess to interest rates and negotiation fees discounted by 1%*.
Get a loan of up to KES 5 Million with a flexible repayment period of up to 36 months
We are your partner in ensuring your productivity. If your business is one that requires movable assets to operate, then this is the perfect product for you. We’ll help you purchase motor vehicles such as trucks, heavy commercial vehicles and school buses, as well as plant machinery, agricultural, medical and construction equipment, among others.
View Asset Based Finance DetailsGet financing for items within your budget at flexible terms upto 95% financing on new assets.
Get insurance for your assets, packaged as part of the plan.
Enjoy competitive rates for both local and international currencies.
Access Insurance Premium Financing and tracking costs.
The financing terms are flexible, with payment periods of up to 72 months.
This is an overdraft facility that allows KCB Bank Agents and other Telco agents to purchase float even when they have insufficient funds in their accounts. The facility charges 0.2% daily interest and is available only to prescored customers with limits.
View Kopa Float Details
