KCB Bank offers tailor made solutions designed to meet unique needs of your micro business. These involves offering a wide range of products, services and platforms to both registered and nonregistered businesses. We are poised to grow your business through financial inclusion, capacity building and business networking. These comes with unlimited access to a variety of banking channels offering convenience required to grow your business.
Business loan for working capital and capital investment.
Business loan of up to KES 1,000,000 with flexible repayment period of 36 months tailor made to suit the need of small-scale business owners.
Flexible repayment period of up to 36 months.
Use of unconventional collateral such as business assets and household items.
Flexible and convenient repayment channels available for borrowers/clients.
Available to both registered and unregistered businesses.
Top ups available based on repayment ability.
Speedy processing period within 4 days.
No guarantor secured facilities and prescored customers.
Loans for the purchase or motorbikes or tuktuks. Loan of up to KES 1,000,000 for the purchase of motorbikes and up to KES 10 million for the purchase of tuk-tuks. It can either be a single unit or a fleet.
View Bodaboda/ Tuktuk Loan DetailsThe boda boda/tuktuk will be used as security for the loan.
This loan has flexible repayment channels available.
10% of the contribution towards purchasing the asset will come from the borrower/client.
Members in a sacco can co-guarantee each other in this loan.
Flexible repayment period of 24 months for motorbikes and 36 months for tuk-tuks.
If you’re looking to jaza your duka, then look no further. This initiative, in partnership with Unilever and Mastercard, gives you access to funds in a cashless system that enables you to sufficiently stock up your shop and meet your customers’ demands seamlessly.
View Jaza Duka DetailsPurchase on ‘stock now – pay later’ basis allowing you to buy more and sell more, making more money.
Eligibility for free training to manage finances and grow your business.
Give a better customer experience to your customers, with more variety to choose from.
This loan has been tailored to propel your business forward. Have you been operating from your trading ground for more than 6 months, and are registered to a marketing association? Then this product has been especially designed to help you grow your business.
View Soko/Market Loan DetailsEnjoy free financial training designed for traders and market officials.
Gain access to unsecured loans of up to KSh 100,000.
Enjoy flexible payment periods of up to 12 months.
Unlock your stock financing needs and optimise your business potential with KCB retailer financing product. Retailer financing is a short-term credit solution designed to unlock cashflow challenges for retailers and distributers by financing their stock.
View Retailer Finance DetailsApply for a loan to buy stock for your business with no collateral needed.
Get competitive rates for this loan.
Retailer maintains loyalty to distributor.
Manage your flow of cash.
Limits renewable on monthly basis based on purchases.
Grow and diversify your business.
Capacity building through financial literacy programs i.e. KCB Biashara club.
Business loan for working capital and capital investment. Business loan of KES 1,000,000 to KES 5,000,000 with flexible repayment period of 60 months tailor made to suit the need of business owners.
View Boresha Plus Loan DetailsPay back your loan comfortably with repayment periods of up to 60 months.
No guarantor required for secured facilities.
Available to both registered and unregistered businesses.
Top ups available based on repayment ability.
Enjoy a quick processing period.
A mixture on conventional and non-conventional securities allowed.
Flexible repayment channels are available.
Group loan for capital investment. A loan of up to KES 250 million to investment groups for the purchase of an asset that will be used as security for the loan.
View Tuungane Investment Loan DetailsFlexible repayment period of up to 120 months.
Loans of up to 10 times the group savings.
The asset purchased is used as security for the loan.
Enjoy the flexible repayment channels available.
