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Top up your existing mortgage loan when the need arises. Whether it’s due to unforeseen emergencies or you’ve simply evolved your dream home, the Mortgage Plus solution helps you take care of the additional need while still paying back your initial mortgage.

Benefits

Interest Rates

Competitive interest rate.

Flexibility

Enjoy easy repayment terms that allow repayment to be spread out in line with remaining term of loan.

Equity Release

If you have an existing property e.g land or a house, you can borrow against it and get an Equity Release to pay for school fees, medical emergencies, renovations or much more.

What We Need From You*

  • Hold a mortgage facility with KCB.
  • Proof of income.

Rates & Fees*

  • Competitive Interest rates.
  • Negotiation Fee -2.5% of loan amount.
  • Leger Fee - Kes 350 per month.
  • Legal Fees.
  • Valuation fees.
  • Stamp duty - 4% of cost of property or value on the open market.
  • Stamp duty on charge - 0.1% of loan amount.
  • Insurance premium - financed by KCB.

Interested in Mortgage Plus or have a question?