PesaLink is a payment option offered by KCB where you can affordably move funds from account-to-account, instantly. It is easy to access via your KCB online banking, bank mobile app or USSD.
You can receive money into your KCB Bank account instantly from another bank anytime and will also allow you to send money directly from your KCB Bank account to any local bank account instantly anywhere.
Why use PesaLink?
PesaLink is instant available 24/7 and one can transfer from as low as Kes 10 to as high as Kes 999,999 per single transaction. It is also safe since it eliminates use of cash or cheques as a mode of payment.
Payments are sent instantly to the business or individual bank account.
PesaLink is available from your banking channel, just log on and pay.
PesaLink is at your service 24/7, including weekends and holidays, even after banking hours.
No more waiting in long queues; you can pay for anything, school fees, salaries, rent, suppliers etc. from the comfort of your home or office.
Receive a confirmation SMS with a link to a digital receipt, which you can easily share as proof of payment.
Send up to Kes 999,999 per single transaction.
PesaLink is the easiest way for people and businesses to transfer money instantly account-to- account 24/7/365. You can use your KCB online banking, bank mobile app or USSD to do a bank transfer directly to a bank account in any bank and you don’t need to move funds to mobile money.
All your PesaLink transactions appear in your bank statements, or the transaction history on your online banking and mobile app.
PesaLink is the instant and secure way to pay from account-to-account. Just follow these 5 easy steps: Open your online banking, mobile app or USSD and select PesaLink from the menu. Choose from the ‘send to phone’ or ‘send to account’ options. Enter the phone number or account details, the amount, and a reference. Confirm the name, total amount and transaction fee and then make the payment. Check the instant notification (on SMS or App) on the transaction status. Contact your bank immediately if it doesn’t look right.
PesaLink is the instant payments network offered by banks. With PesaLink you can affordably move funds account-to-account, instantly. You can use your online banking, bank mobile app or USSD to transfer – and you don’t need to move funds to mobile money.
The PesaLink network can process transactions from Kes 10 to Kes 999,999. You may have other limits in your account security settings. Contact your bank to increase your daily transaction limits if you need to.
If you’re a business account holder at one of our partners, you can use PesaLink for any instant account-to-account payments to people and businesses i.e. paying rent, school fees, salary payments, NHIF payments, E-citizen payments, supplier payments and any other business payments.
PesaLink is designed to be more affordable than other forms of digital payments. Fees will vary by the amount and are determined by the bank. There’s the added value of instant settlement and fewer intermediaries.
You can use PesaLink for any instant account-to-account transactions to people and businesses anytime even after the bank is closed, on weekends and public holidays.
With PesaLink’s easy steps, mistakes are rare. If you make a mistake or see a payment that you don’t recognise, contact your bank immediately.
You do not need an app. You access PesaLink via your KCB online banking, bank mobile app or USSD.
Most leading banks offer bulk payments to their business customers. With PesaLink these can be sent account-to-account any time, day or night. There is the added value of instant settle- ment and fewer intermediaries.
We are in discussions with our partners and the regulator about opening the PesaLink platform for several new instant account-to-account payment types. We will provide further updates as soon as we can.
