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Don’t be cash strapped when you can charge your expenses to one of the most easy-to-use credit cards in Kenya. The Classic Visa Card lets you enjoy the freedom of financial flexibility with limits of Kes 20,000 and above. With eligibility for both KCB and non-KCB customers, the card is great for first time credit card owners.

Benefits

Exclusive Discounts

Enjoy discounts at 50+ KCB merchants, when you pay with your classic card.
Get Deals

Flexible Repayment Options

Flexible repayment options of between 10% to 100% of the outstanding balance.

Interest Free Period

Enjoy up to 45 days interest free period on your card *Terms and conditions apply.

Secure Transactions

Our 3D security features ensure that all your transactions are safe and secure.

Get Rewarded

Earn Simba Points that you can redeem for airtime, money and amazing deals.

Convenience

Absolutely free. No charge at any merchant globally.

What We Need From You*

  • Kenyan national ID or passport.
  • Your KRA PIN.
  • Duly filled credit card application form.
  • Bank statements for the last 6 months if self-employed – account turnover of between of Kes 50,000.
  • 3 Months’ salary account bank statement.
  • Latest pay slip – minimum net salary of Kes 30,000.

*A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords. Remember, PIN yako siri yako.

Rates & Fees*

  • Joining fee - Kes 3,000 waived.
  • Monthly Interest - 3.5% of the total amount due.
  • Cash advance fee - 6% of amount accessed.
  • Late payment fee - 5% of total outstanding balance.
  • Over limit fee - Kes 1,000.
  • Annual fee - Kes 3,000.
  • Card replacement fee - Kes 1,000.
  • Supplementary card - Kes 1,000.
  • Minimum repayment - 10% of total billed amount.
  • Insurance Fee - 0.0380% of the amount transacted.

**Charges are not inclusive of tax.

**Terms and Conditions Apply.

Interested in Classic Visa Card or have a question?


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