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Be life ready with the KCB Gold MasterCard; with eligibility for both KCB and non-KCB customers and a limit of Kes 50,000 and above. Fuel your car, eat out at a restaurant, pay for shopping at the supermarket; whatever you need to pay for; pay with your KCB Gold MasterCard.

Benefits

Interest Free Period

Enjoy up to 45 days interest free period on your card *Terms and conditions apply.

Flexible Repayment Options

Flexible repayment options of between 10% to 100% of the outstanding balance.

Exclusive Discounts

Enjoy discounts at 50+ KCB merchants, when you pay with your Classic Card.
Get Deals

Get Rewarded

Earn Simba points that you can redeem for airtime, money, and amazing deals.

Secure Transactions

Our 3D security features ensure that all your transactions are safe and secure.

Convenience

Absolutely free. No charge at any merchant globally.

What We Need From You*

  • Kenyan national ID or passport.
  • Your KRA PIN.
  • Duly filled credit card application form.
  • Bank statements for the last 6 months if self-employed – average turnover of between Kes 50,000 and Kes 199,999.
  • 3 Months’ salary account bank statement.
  • Latest pay slip – minimum net salary of between Kes 50,000 and Kes 199,999.

*A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords. Remember, PIN yako siri yako.

Rates & Fees*

  • Joining fee Kes 4,000 waived.
  • Annual fee - Kes 4,000.
  • Monthly interest - 3.5% of total amount due.
  • Cash advance fee - 6% of amount accessed.
  • Late payment fee - 5% of outstanding balance.
  • Over limit fee - Kes 1,000.
  • Card replacement fee - Kes 1,000.
  • Supplementary fees - Kes 1,000.
  • Minimum repayment - 10% billed amount.
  • Insurance fee - 0.0380% of the amount transacted.

**Charges are not inclusive of tax.

**Terms and Conditions Apply.

Interested in Gold MasterCard or have a question?


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