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Be life ready with the KCB Gold Credit Card, with eligibility for both KCB and non-KCB customers. Perfect for individuals looking for higher credit card limits of Kes 200,000 and above; Go for gold!

Benefits

Interest Free Period

Enjoy up to 45 days interest free period on your card *Terms and conditions apply.

Flexible Repayment Options

Flexible repayment options of between 10% to 100% of the outstanding balance.

Exclusive Discounts

Enjoy discounts at 50+ KCB merchants, when you pay with your classic card.
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Simba Points

You earn Simba Points every time you make payment with your card which you can redeem for cash, airtime and many more.

Secure Transactions

Our 3D security features ensure that all your transactions are safe and secure.

Convenience

Absolutely free. No charge at any merchant globally.

What We Need From You*

  • Kenyan national ID or passport.
  • Your KRA PIN.
  • Duly filled credit card application form.
  • Bank statements for the last 6 months if self-employed – account turnover of between Kes 200,000 and Kes 299,999.
  • 3 months’ salary account bank statement.
  • Latest pay slip – minimum net salary of between Kes 200,000 and Kes 299,999.

*A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords. Remember, PIN yako siri yako.

Rates & Fees*

  • Joining fee - Kes 4,000 waived.
  • Annual fee - Kes 4,000.
  • Monthly interest - 3.5% of total amount due.
  • Cash advance fee - 6% of amount accessed.
  • Late payment fee - 5% of total outstanding balance.
  • Over limit fee - Kes 1,000.
  • Card replacement fee - Kes 1,000.
  • Supplementary card - Kes 1,000.
  • Minimum repayment - 10% of total billed amount.
  • Insurance fee - 0.0380% of the amount transacted.

**Charges are not inclusive of tax.

**Terms and Conditions Apply.

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